Long Term Care Insurance

ltc-insuranceThe phrase “long-term care” refers to the help that people with chronic illnesses, disabilities, or other conditions need on a daily basis over an extended period of time. The type of help required can range from assistance with simple activities (such as bathing, dressing, and eating) to skilled care provided by nurses, therapists, or other professionals

Policies offer many different coverage options. Since you can’t predict what your future long-term care needs will be, you may want to buy a policy with flexible options. Depending on the policy options you select, long-term care insurance can help you pay for the care you need, whether you are living at home or in an assisted living facility or nursing home. The insurance might also pay expenses for adult day care, care coordination, and other services. Some policies will even help pay costs associated with modifying your home so you can keep living in it safely.

Don’t take chances with an inadequate policy. Contact Litwin Castle Insurance Agency today to learn more about long term care insurance today.